America’s Budget Busters

Addressing Entitlements and the Burgeoning Tax Code


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Are you concerned about the financial future of the United States of America?  Are you upset that Washington D.C. seems incapable of reforming the Social Security and Medicare entitlements?  I have a solution, and with your help we can make it a reality.

The America’s Budget Buster fix is a flat tax with optional entitlements.  With this fix, Americans can opt-in to or opt-out of Social Security and Medicare.  The 25-page ebook explains the mathematical rationale behind the system, as well as useful formulas for calculating compound interest.

The reality of our situation is pretty simple.  Social Security and Medicare, as they are now, are rapidly becoming insolvent.  We need to gradually wean the American public from entitlements.  Reform is possible if we can mount popular support for this idea.  You can help to make this plan a reality by doing the following.

  - Read America’s Budget Busters

  - Try the Opt-in / Opt-out Calculator

  - Contact your Congressional representative and Senators.

  - Provide feedback on my blog.

A summary of the reform:

Tax Reform

20% Flat-Rate Income Tax With Only One Deduction

  - Individuals deduct $14,000

  - Couples deduct $28,000

  - Heads of household deduct $21,875

Social Security & Medicare Reform

Optional Participation

  - Individuals may opt out

  - Individuals who opt in add the respective entitlement tax to the Flat Tax

  - Gradual benefit reduction based on year born

Emphasize Individual Retirement Accounts (IRAs)

  - Increase the annual contribution limit to be the 401k contribution limit

  - Remove penalties on early withdrawals

Emphasize Health Savings Accounts (HSAs)

  - Allow all health insurance premiums to be paid with pre-tax dollars

  - Remove the high-deductible requirement for HSA eligibility

  - Remove penalties on withdrawals for non-medical purposes

  - Make private health insurance portable across state lines

Repeal the Patient Protection and Affordable Care Act

The Flat Tax form:


The 2012 GOP Presidential candidates have independently proposed variations of the America’s Budget Busters fix.  Click on the heading below to view the news report.

Oct 25, 2011:  Perry Pitches Scrapping Tax Code, Offering Optional 20 Percent Flat Tax

Nov 21, 2011:  Gingrich Advocates Social Security Overhaul

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